Episodes

June 19, 2026

Juneteenth Special: Money, Mindset & Motivation Through the Lens of B…

In this special Juneteenth episode, Darrin Harvey is joined by Tarik Williams and Troy Sandidge for a powerful conversation about money, mindset, motivation, and empowerment from an African-American perspective. The three dis...

Listen to the Episode
June 17, 2026

If You Had to Spend $50,000 in 48 Hours, What Would You Do?

What would you do if you had to spend $50,000 in the next 48 hours? Darrin Harvey and TEDx speaker Troy Sandidge react to some of the most memorable, emotional, and thought-provoking responses from a viral Threads post. From ...

Listen to the Episode
June 15, 2026

Is There Really Such a Thing as “Good Debt”?

Is there really such a thing as “good debt”? In this solo episode, Darrin Harvey challenges one of the most common ideas in personal finance. While mortgages, student loans, and business loans are often labeled as good debt, ...

Listen to the Episode
June 10, 2026

Your Financial Situation Is Your Responsibilit

In this raw and motivational solo episode, Darrin discusses why personal accountability is one of the most important traits for financial success. While your current financial situation may not be entirely your fault, Darrin ...

Listen to the Episode
June 8, 2026

Stocks vs Real Estate: Why I Changed My Mind

In this solo episode, Darrin shares why he shifted from being firmly on “Team Real Estate” to preferring stock market investing. He explains why liquidity, diversification, accessibility, and passive investing ultimately chan...

Listen to the Episode
June 5, 2026

What’s Your Why? The Real Reason You Want More Money

In this personal and motivational solo episode, Darrin challenges listeners to identify their financial “why.” Drawing from his own experiences and motivations, he explains why understanding the purpose behind your financial ...

Listen to the Episode
May 28, 2026

The Origin of Financial State of Minds: A Conversation with Darrin Ha…

In this previously unreleased interview recorded at Chabot College, Darrin Harvey shares the story behind Financial State of Minds, discusses the basics of creating a financial plan, and explains how business credit can help ...

Listen to the Episode
May 18, 2026

What to Know Before Starting a Business | Business Structures, Mindse…

Darrin and Maurice Shabazz discuss what future business owners need to consider before officially starting a business. From business entities and structures to online vs brick-and-mortar businesses, this episode breaks down t...

Listen to the Episode
May 11, 2026

Mindset, Burnout, and Resilience: A Conversation with Tarik Willi

Darrin sits down with mindset empowerment coach Tarik Williams for a powerful conversation on burnout, resilience, and personal growth. The two discuss their shared experiences as legally blind African-American professionals ...

Listen to the Episode
May 4, 2026

Good Debt vs Bad Debt: What You Need to Know Before You B

Darrin and Maurice Shabazz break down the difference between good debt and bad debt, explaining how credit can be used as a tool to build wealth or become a financial burden. Learn how to make smarter borrowing decisions and ...

Listen to the Episode
April 27, 2026

Are Credit Scores a Form of Economic Control? Understanding the System

Darrin, Maurice Shabazz, and Cash “The Motivator” Wilson discuss whether credit scores are a form of economic control. They break down how lenders evaluate borrowers, why some loans are easier to obtain, and how financial lit...

Listen to the Episode
April 20, 2026

Side Hustles You Can Start for Under $500 (And How to Use AI to Scale…

Darrin and Maurice Shabazz break down side hustles you can start for under $500 and how to use AI to build and scale them. From content creation to consulting and marketing, this episode highlights practical business ideas an...

Listen to the Episode
April 13, 2026

What Happens After Financial Freedom? (The Truth About “F You Money”)

Darrin and Maurice Shabazz continue their discussion on financial freedom by exploring what happens after you reach your financial freedom number. From “F You money” to giving back and building legacy, this episode focuses on...

Listen to the Episode
April 6, 2026

What Is Your Financial Freedom Number? (And How to Reach I

Darrin and Maurice Shabazz break down the concept of the financial freedom number — the amount of money you need so you no longer have to work. Learn how to calculate your number, why it matters, and the strategies you can us...

Listen to the Episode
March 30, 2026

Speaking Financial Literacy Into the Next Generation (Black Student S…

Darrin and Maurice Shabazz reflect on their experience speaking at the Black Student Organization Summit at Pittsburg High School. They discuss student reactions, key lessons, and why teaching financial literacy early can cre...

Listen to the Episode
March 23, 2026

How Banks Work (And How They Make Money Off You)

Darrin and Maurice Shabazz break down how banks work and how they make money from their customers. From fees and lending to credit card partnerships and investing your deposits, this episode explains the hidden mechanics behi...

Listen to the Episode
March 16, 2026

Physical vs Digital Assets: What Actually Holds Value? | with Maurice…

Darrin and Maurice Shabazz debate the pros and cons of physical and digital assets. From real estate and tangible investments to cryptocurrency and digital businesses, the two financial experts break down how each asset type ...

Listen to the Episode
March 8, 2026

Why It’s So Expensive to Not Own Anything (The Hidden Cost of Renting…

Darrin and Maurice Shabazz break down why renting and subscription-based services can cost more than ownership over time. From housing to everyday services, they explore how the subscription economy works, why companies prefe...

Listen to the Episode
March 2, 2026

How to Invest When You’re Broke (Yes, It’s Possible) | with Maurice S…

Darrin and Maurice Shabazz break down how to start investing even if you feel broke. From investing as little as $50 a month using beginner-friendly platforms like Acorns to understanding compounding and building strong finan...

Listen to the Episode
Feb. 23, 2026

From Section 8 to Homeowner: How Keashia Renee Bought Her First Prope…

Darrin sits down with therapist and friend Keashia Renee to discuss how she went from Section 8 housing to becoming a homeowner in California as a single African-American mother. They break down mindset, qualification, saving...

Listen to the Episode
Feb. 16, 2026

Financial Boundaries: Why Lending Money Can Cost You More Than Cash (…

Darrin and Maurice Shabazz dive into the topic of financial boundaries and why lending money to friends and family can permanently change relationships. Drawing from personal experiences, they break down borrower psychology, ...

Listen to the Episode
Feb. 9, 2026

Money, Marriage, and Independence: A Candid Conversation with Kenya A…

Darrin welcomes back Kenya Aissa for a candid and insightful conversation about her new book, Independent Wife: Reclaiming Your Power, Passion, and Pleasure. The two discuss why many married women feel unfulfilled, the real r...

Listen to the Episode
Feb. 2, 2026

Building Black Economic Power: Community, Entrepreneurship, and Colle…

Darrin is joined by Maurice Shabazz and Wesley Alexander, owner of CoBiz Richmond, for a powerful discussion on Black entrepreneurship, economic empowerment, and community responsibility. The three explore why safe spaces for...

Listen to the Episode
Jan. 26, 2026

From Faith to Finance: Entrepreneurship, Life Insurance, and Investin…

Darrin sits down with insurance broker and author Will Brown for a wide-ranging conversation on entrepreneurship, faith, finance, and investing. The two discuss Will’s journey from the legal industry to writing Christian-insp...

Listen to the Episode