Welcome to Financial State of Minds!

Episodes

Aug. 3, 2024

Lessons from My Financial Mistakes

In this raw and transparent solo episode, Darrin opens up about some of his own financial mistakes over the years. From missing credit card payments to lending money he later regretted, Darrin shares the lessons learned and how those experiences shaped his approach to financial planning today. H…

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Aug. 3, 2024

Identity Theft Part 2: Scams, Hacks, and How to Protect Yourself

In this follow-up to the Identity Theft 101 episode, Darrin shares his own recent experience with being hacked and dives into the growing problem of scams. From phishing emails and phone scams to online account takeovers, he breaks down the most common types of scams people face today, why they’re…

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Aug. 3, 2024

Identity Theft 101: How to Protect Yourself and Your Credit

In this educational solo episode, Darrin breaks down the growing problem of identity theft — what it is, the different kinds, and how it affects millions of people each year. He shares key statistics on identity theft, explains steps you can take to prevent it, and outlines what to do if you’ve be…

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June 1, 2024

Credit Myths and Misconceptions: What’s Fact and What’s Fiction?

In this solo episode, Darrin tackles some of the most common myths, rumors, and misinformation around credit and personal finances. From the idea of a mysterious “credit card blacklist” to whether taxes or income affect your credit score, Darrin breaks down what’s true, what’s false, and what you …

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May 11, 2024

Love and Money: A Conversation on Relationships and Finances with Sum…

In this heartfelt and informative episode, Darrin is joined by his girlfriend Suman for an open conversation about money in relationships. Together, they discuss how they each grew up with money, the role family values play in shaping financial habits, and why communication is key when it comes to…

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May 9, 2024

Taxes: Breaking Down Income, Sales, and Property Taxes

In this solo episode, Darrin takes listeners through the essentials of the U.S. tax system — what taxes are, how they work, and why they’re set up the way they are. From income taxes, sales taxes, and property taxes to the ins and outs of tax brackets, deductions, and credits, this episode is a be…

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Feb. 10, 2024

Entrepreneurship, Freedom, and Mindset with Allan Samson

In this motivational interview, Darrin sits down with entrepreneur Allan Samson to talk about business, creativity, and freedom. Allan shares his journey into entrepreneurship, including his work in the transporting business and the creation of his talk-show podcast, Evolve the Earth. Together, Da…

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Oct. 24, 2023

Balancing Work, Fitness, and Health with Trainer Jorden Saunders

In this episode, Darrin sits down with fitness trainer and coach Jorden Saunders to explore the intersection of health, work, and personal growth. Jorden shares his career journey, explaining how his wide range of work experiences ultimately led him to become a fitness trainer. He and Darrin also …

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Oct. 24, 2023

Breaking Free from Debt: A Conversation with Tate Williams

In this powerful discussion episode, Darrin sits down with Tate Williams, who shares his personal journey of falling into more than $100,000 in debt. Tate opens up about his background, the circumstances that led to his debt, and the challenges he faces today. Throughout the conversation, Darrin p…

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Oct. 24, 2023

Resilience, Real Estate, and Representation with Broker Rome Jones

In this powerful interview, Darrin speaks with Rome Jones, a real estate broker whose story is one of resilience, perseverance, and entrepreneurship. Rome shares his journey of overcoming incredible challenges — including losing both of his parents in the same year and the passing of his older bro…

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Sept. 21, 2023

Real Estate Insights with Nia Williams: Becoming an Agent and Buying …

In this episode, Darrin sits down with real estate agent Nia Williams to talk about her journey into real estate and the current housing market. Nia shares her personal story of becoming a licensed real estate agent — from studying and passing her exam to training for brokerage work and choosing t…

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Sept. 14, 2023

Money, Mental Health, and Self-Care with Demarvelous Carter

In this moving interview, Darrin sits down with Demarvelous Carter, audio producer and co-owner of Infinite Audio, to explore the powerful connections between life challenges, mental health, and money. Demarvelous shares how his mother shaped his outlook and inspired him to live up to his unique n…

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Sept. 14, 2023

Credit-Building with Installment Accounts: Brigit, Self, and Kickoff

In this solo follow-up episode, Darrin continues the conversation about credit-building tools — this time focusing on installment accounts. He breaks down three services — Brigit, Self, and Kikoff — explaining how they work, why installment accounts matter, and how they can help listeners repair o…

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Aug. 24, 2023

3 Credit-Building Products to Repair and Improve Your Credit Score

In this solo episode, Darrin focuses on one of the most practical ways to rebuild credit: credit-building products and accounts. He breaks down three specific services — Extra, Chime, and Virgo — and explains how each one works to improve your credit score. This episode is designed for anyone with…

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Aug. 3, 2023

Financial Literacy, Family, and Culture with Anthony Walker

In this powerful interview episode, Darrin sits down with fellow financial coach Anthony Walker to talk about his journey into financial coaching, why he chose to focus on families and children, and how he’s spreading financial literacy through his own children’s book. Together, they dive into the…

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July 27, 2023

How to Fix Your Credit Score and Rebuild Your Financial Future

In this solo episode, Darrin tackles one of the most common financial struggles: credit repair. With an informative yet motivational approach, he breaks down practical steps anyone can take to improve their credit score and start building a stronger financial future. From boosting income and reduc…

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July 27, 2023

Financial State of Minds Episode 27

Featuring Darrin Harvey

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July 27, 2023

Setting Up Your Business for Credit and Lending Success

In this solo episode, Darrin walks listeners through the process of properly setting up a business to maximize access to business credit and lending opportunities. He explains why forming your business correctly matters, how the industry you choose can impact lending decisions, and why personal cr…

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May 20, 2023

Side Hustles That Can Grow Into Full-Time Businesses

In this solo episode, Darrin explores the exciting world of side hustles and how small ideas can grow into full-time businesses. He breaks down four side hustle opportunities — pet sitting, coaching/consulting, drop shipping & Amazon stores, and handyman services — explaining why they’re great sta…

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May 20, 2023

Top 5 Credit Cards for Building Credit (For Scores Under 700)

In this solo episode, Darrin shares his top recommendations for credit cards designed for people with credit scores under 700. He explains the difference between secured and unsecured credit cards, and why choosing the right one can make all the difference when starting or rebuilding credit. He re…

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May 20, 2023

Inflation, Layoffs, and How to Prepare: A 2023 Financial Update

In this solo current-news style episode, Darrin breaks down the state of the economy in spring 2023, focusing on two key topics: inflation and layoffs. He shares up-to-date statistics on rising prices and employment trends, then shifts to practical advice on how listeners can protect themselves fi…

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May 18, 2023

Business Credit 101: Building the Foundation for Growth

In this solo episode, Darrin breaks down the fundamentals of business credit — what it is, why it matters, and how to build it. He explains the difference between personal credit and business credit, then walks listeners through the first steps of establishing and growing a business credit profile…

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