Episodes

In this raw and transparent solo episode, Darrin opens up about some of his own financial mistakes over the years. From missing credit card payments to lending money he later regretted, Darrin shares the lessons learned and how those experiences shaped his approach to financial planning today. He also reflects on bigger-picture decisions, like not strategizing his career as effectively as he could have. This episode is a reminder that nobody’s perfect — and mistakes don’t define you. What matters most is what you learn from them.

In this follow-up to the Identity Theft 101 episode, Darrin shares his own recent experience with being hacked and dives into the growing problem of scams. From phishing emails and phone scams to online account takeovers, he breaks down the most common types of scams people face today, why they’re so effective, and what you can do to protect yourself. This episode combines personal storytelling with practical strategies, helping listeners stay alert and safe in a world where scams are becoming increasingly sophisticated.

In this educational solo episode, Darrin breaks down the growing problem of identity theft — what it is, the different kinds, and how it affects millions of people each year. He shares key statistics on identity theft, explains steps you can take to prevent it, and outlines what to do if you’ve been a victim. Darrin also covers credit monitoring and identity theft protection services, offering listeners practical tools to stay safe.

In this solo episode, Darrin tackles some of the most common myths, rumors, and misinformation around credit and personal finances. From the idea of a mysterious “credit card blacklist” to whether taxes or income affect your credit score, Darrin breaks down what’s true, what’s false, and what you actually need to know. Along the way, he shares his own perspective to help listeners separate fact from fiction and build a stronger understanding of credit.

In this heartfelt and informative episode, Darrin is joined by his girlfriend Suman for an open conversation about money in relationships. Together, they discuss how they each grew up with money, the role family values play in shaping financial habits, and why communication is key when it comes to managing finances as a couple. The two also talk about debt, self-care, and practical strategies couples can use to leverage both incomes for rewards like credit card points and cashback. This episode is both personal and insightful, offering lessons for couples who want to strengthen both their relationship and their financial foundation.

In this solo episode, Darrin takes listeners through the essentials of the U.S. tax system — what taxes are, how they work, and why they’re set up the way they are. From income taxes, sales taxes, and property taxes to the ins and outs of tax brackets, deductions, and credits, this episode is a beginner-friendly guide to understanding taxes. Darrin also explains the difference between standard vs. itemized deductions and provides advice on filing your taxes confidently.

In this motivational interview, Darrin sits down with entrepreneur Allan Samson to talk about business, creativity, and freedom. Allan shares his journey into entrepreneurship, including his work in the transporting business and the creation of his talk-show podcast, Evolve the Earth. Together, Darrin and Allan discuss the differences between podcasts and talk shows, the impact of the pandemic on business, and the importance of flexibility in an entrepreneur’s lifestyle. The conversation also explores how AI can be leveraged in business and why mindset is everything when it comes to building success.

In this episode, Darrin sits down with fitness trainer and coach Jorden Saunders to explore the intersection of health, work, and personal growth. Jorden shares his career journey, explaining how his wide range of work experiences ultimately led him to become a fitness trainer. He and Darrin also discuss the importance of balance — from managing multiple work responsibilities to staying committed to fitness goals. The conversation also dives into diet, training, and Jorden’s coaching philosophy. Darrin shares his own progress under Jorden’s guidance, making this episode personal, relatable, and packed with insight.

In this powerful discussion episode, Darrin sits down with Tate Williams, who shares his personal journey of falling into more than $100,000 in debt. Tate opens up about his background, the circumstances that led to his debt, and the challenges he faces today. Throughout the conversation, Darrin provides direct coaching — focusing on the importance of mindset, planning, and strategy to dig out of debt and build a stronger financial future. This episode is raw, honest, and filled with practical advice for anyone currently struggling with debt.

In this powerful interview, Darrin speaks with Rome Jones, a real estate broker whose story is one of resilience, perseverance, and entrepreneurship. Rome shares his journey of overcoming incredible challenges — including losing both of his parents in the same year and the passing of his older brother during his teenage years. He also opens up about living with cerebral palsy and how those experiences shaped his determination to succeed. Rome explains why he chose to go beyond being a real estate agent and open his own brokerage firm, and what representation means to him as a disabled African-American entrepreneur. This episode is about more than real estate — it’s about strength, identity, and building opportunities no matter the obstacles.

In this episode, Darrin sits down with real estate agent Nia Williams to talk about her journey into real estate and the current housing market. Nia shares her personal story of becoming a licensed real estate agent — from studying and passing her exam to training for brokerage work and choosing the right firm. She also provides insights into the real estate market of 2023, helping listeners understand whether it’s a good time to buy and what steps they need to take to qualify for property ownership. This episode is perfect for anyone interested in becoming a real estate professional or preparing to buy a home in today’s competitive market.

In this moving interview, Darrin sits down with Demarvelous Carter, audio producer and co-owner of Infinite Audio, to explore the powerful connections between life challenges, mental health, and money. Demarvelous shares how his mother shaped his outlook and inspired him to live up to his unique name. Together, he and Darrin reflect on the life challenges they’ve faced, how therapy and self-care have helped them heal, and the way financial struggles can directly impact mental health — and vice versa. This conversation is raw, personal, and full of insights on how resilience, self-care, and perspective can change the way we approach both life and money.

In this solo follow-up episode, Darrin continues the conversation about credit-building tools — this time focusing on installment accounts. He breaks down three services — Brigit, Self, and Kikoff — explaining how they work, why installment accounts matter, and how they can help listeners repair or grow their credit scores. This episode is perfect for anyone looking for practical, beginner-friendly ways to improve their credit and better understand how installment credit impacts their financial health.

In this solo episode, Darrin focuses on one of the most practical ways to rebuild credit: credit-building products and accounts. He breaks down three specific services — Extra, Chime, and Virgo — and explains how each one works to improve your credit score. This episode is designed for anyone with a low score who wants simple, actionable solutions to start repairing their credit today.

In this powerful interview episode, Darrin sits down with fellow financial coach Anthony Walker to talk about his journey into financial coaching, why he chose to focus on families and children, and how he’s spreading financial literacy through his own children’s book. Together, they dive into the importance of building financial security within the African-American community, sharing both personal experiences and practical advice for families who want to set themselves up for success.

In this solo episode, Darrin tackles one of the most common financial struggles: credit repair. With an informative yet motivational approach, he breaks down practical steps anyone can take to improve their credit score and start building a stronger financial future. From boosting income and reducing expenses to disputing errors on your credit report and using credit-building products, this episode is packed with actionable advice for anyone feeling stuck in debt or worried about their credit.

Featuring Darrin Harvey

In this solo episode, Darrin walks listeners through the process of properly setting up a business to maximize access to business credit and lending opportunities. He explains why forming your business correctly matters, how the industry you choose can impact lending decisions, and why personal credit still plays a role when you’re starting out. Darrin also shares strategies for leveraging personal credit to secure business credit cards and build a strong financial foundation for your business.

Featuring Darrin Harvey

In this solo episode, Darrin explores the exciting world of side hustles and how small ideas can grow into full-time businesses. He breaks down four side hustle opportunities — pet sitting, coaching/consulting, drop shipping & Amazon stores, and handyman services — explaining why they’re great starting points and how they can be scaled into thriving businesses. This episode is designed to motivate and inform anyone looking to earn extra income, explore entrepreneurship, or take the leap into running their own business.

Featuring Darrin Harvey

In this solo episode, Darrin shares his top recommendations for credit cards designed for people with credit scores under 700. He explains the difference between secured and unsecured credit cards, and why choosing the right one can make all the difference when starting or rebuilding credit. He reviews five beginner-friendly cards — including Discover It, Capital One Quicksilver, Bank of America Cash Rewards, Patelco Points Rewards, and the Bilt Mastercard — and breaks down their perks, advantages, and who they’re best for.

In this solo current-news style episode, Darrin breaks down the state of the economy in spring 2023, focusing on two key topics: inflation and layoffs. He shares up-to-date statistics on rising prices and employment trends, then shifts to practical advice on how listeners can protect themselves financially in uncertain times. From building an emergency fund to preparing mentally and financially for potential layoffs, this episode blends news, context, and actionable steps.

In this solo episode, Darrin breaks down the fundamentals of business credit — what it is, why it matters, and how to build it. He explains the difference between personal credit and business credit, then walks listeners through the first steps of establishing and growing a business credit profile. Darrin also highlights the key advantages of strong business credit, from access to business loans to qualifying for higher levels of funding. This episode is packed with practical insights for entrepreneurs, freelancers, and small business owners who want to understand how credit can be a powerful tool for growth.