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March 8, 2026

Why It’s So Expensive to Not Own Anything (The Hidden Cost of Renting Everything)

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Darrin and Maurice Shabazz break down why renting and subscription-based services can cost more than ownership over time. From housing to everyday services, they explore how the subscription economy works, why companies prefer recurring payments, and how building ownership can strengthen your financial future.


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Financial State of Minds

Want to get out of debt, build stronger credit, and make smarter money moves?

Better money starts with a better financial state of mind.

Financial State of Minds with Darrin Harvey, the Money Counselor™, helps listeners rethink how they use money, credit, cash flow, and capital to create more stability, more options, and more opportunity.

From rebuilding personal credit and escaping the debt cycle to understanding business credit, getting funding, securing loans, saving smarter, investing with more awareness, and making money work with more strategy, each episode turns complex financial topics into clear guidance people can put to work immediately.

Through solo episodes, expert interviews, real life money conversations, and listener Q&A, Darrin uses his perspective as a financial coach, business advisor, keynote speaker, founder, and member of the visually impaired community to make financial education more accessible, practical, and actionable.

Financial State of Minds is built for professionals, startups, small business owners, entrepreneurs, and everyday people ready to make money clearer, credit smarter, and better financial decisions easier to make.

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