Episodes

In this special Juneteenth episode, Darrin Harvey is joined by Tarik Williams and Troy Sandidge for a powerful conversation about money, mindset, motivation, and empowerment from an African-American perspective. The three discuss financial literacy, personal growth, representation, accountability, and the importance of creating opportunities for future generations. This is Part 1 of a two-part conversation. About Darrin Harvey Darrin Harvey, aka the Money Counselor™, helps professionals, startu...

Is there really such a thing as “good debt”? In this solo episode, Darrin Harvey challenges one of the most common ideas in personal finance. While mortgages, student loans, and business loans are often labeled as good debt, Darrin argues that the reality is far more nuanced. Learn why debt should be evaluated based on outcomes, risk, and personal circumstances—not simply by the category it falls into. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, st...

In this raw and motivational solo episode, Darrin discusses why personal accountability is one of the most important traits for financial success. While your current financial situation may not be entirely your fault, Darrin argues that it is ultimately your responsibility to improve it. Learn why accountability, acceptance, and ownership are the foundations of lasting financial growth. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and smal...

In this solo episode, Darrin shares why he shifted from being firmly on “Team Real Estate” to preferring stock market investing. He explains why liquidity, diversification, accessibility, and passive investing ultimately changed his perspective on building wealt About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through ...

In this personal and motivational solo episode, Darrin challenges listeners to identify their financial “why.” Drawing from his own experiences and motivations, he explains why understanding the purpose behind your financial goals is often more important than the money itself. Learn why Darrin’s goal of becoming a multi-millionaire is rooted in freedom, impact, and opportunity—not just wealth. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, a...

Darrin and Maurice Shabazz discuss what future business owners need to consider before officially starting a business. From business entities and structures to online vs brick-and-mortar businesses, this episode breaks down the mindset, strategy, and awareness required for entrepreneurship.

Darrin and Maurice Shabazz break down the difference between good debt and bad debt, explaining how credit can be used as a tool to build wealth or become a financial burden. Learn how to make smarter borrowing decisions and leverage debt the right way.

Darrin, Maurice Shabazz, and Cash “The Motivator” Wilson discuss whether credit scores are a form of economic control. They break down how lenders evaluate borrowers, why some loans are easier to obtain, and how financial literacy and discipline can help you navigate the system.

Darrin and Maurice Shabazz break down side hustles you can start for under $500 and how to use AI to build and scale them. From content creation to consulting and marketing, this episode highlights practical business ideas and why now is the best time to start.

Darrin and Maurice Shabazz continue their discussion on financial freedom by exploring what happens after you reach your financial freedom number. From “F You money” to giving back and building legacy, this episode focuses on how wealth can be used to create impact beyond yoursel

Darrin and Maurice Shabazz break down the concept of the financial freedom number — the amount of money you need so you no longer have to work. Learn how to calculate your number, why it matters, and the strategies you can use to reach financial independence.

Darrin and Maurice Shabazz reflect on their experience speaking at the Black Student Organization Summit at Pittsburg High School. They discuss student reactions, key lessons, and why teaching financial literacy early can create life-changing advantages for the next generation.

Darrin and Maurice Shabazz break down how banks work and how they make money from their customers. From fees and lending to credit card partnerships and investing your deposits, this episode explains the hidden mechanics behind the banking system and how you can become more financially awar

Darrin and Maurice Shabazz debate the pros and cons of physical and digital assets. From real estate and tangible investments to cryptocurrency and digital businesses, the two financial experts break down how each asset type generates value and why diversification may be the smartest strategy for building wealth

Darrin and Maurice Shabazz break down how to start investing even if you feel broke. From investing as little as $50 a month using beginner-friendly platforms like Acorns to understanding compounding and building strong financial habits, this episode proves you don’t need a lot of money to start building wealth — just discipline and consistency.

Darrin sits down with therapist and friend Keashia Renee to discuss how she went from Section 8 housing to becoming a homeowner in California as a single African-American mother. They break down mindset, qualification, saving strategies, and why homeownership in the Bay Area is possible with preparation and discipline.

Darrin welcomes back Kenya Aissa for a candid and insightful conversation about her new book, Independent Wife: Reclaiming Your Power, Passion, and Pleasure. The two discuss why many married women feel unfulfilled, the real reasons behind divorce beyond finances and infidelity, and how money, independence, intimacy, and power dynamics intersect within modern marriages.

Darrin is joined by Maurice Shabazz and Wesley Alexander, owner of CoBiz Richmond, for a powerful discussion on Black entrepreneurship, economic empowerment, and community responsibility. The three explore why safe spaces for education and business matter, the challenges facing the Black community, and how collective support and small actions—like supporting the Hidden Genius Project—can drive long-term change.

Darrin sits down with insurance broker and author Will Brown for a wide-ranging conversation on entrepreneurship, faith, finance, and investing. The two discuss Will’s journey from the legal industry to writing Christian-inspired literature, his path into life insuranc

Darrin sits down with his “adopted” sister and close friend Stephanie Riddell for a personal and insightful conversation about entrepreneurship, mindset, and resilience. Drawing from their shared experience in the legal sales industry, the two discuss entrepreneurial habits, navigating business challenges, and what it’s like for Darrin to build a business as a legally blind entrepreneur.

Darrin is joined by financial expert Maurice Shabazz for a powerful conversation on real versus fake millionaires. The two break down how social media has distorted perceptions of wealth, the differences in mindset and behavior between real and performative wealth, and what it actually takes to achieve financial independence—especially within the Black community.

Darrin welcomes back Maurice Shabazz for an honest conversation about the real challenges of entrepreneurship. The two break down the differences between working a W-2 job and owning a business, the many hats solo entrepreneurs must wear, the importance of building systems, and the mental and emotional toll that comes with being your own boss.

Darrin sits down with Colombian American entrepreneur and investor Jimmy Rios for an in-depth conversation on debt, credit, investing, and building wealth. The two discuss personal and business credit, market investing, “albatross” investments, and how mindset, strategy, and representation play a critical role in creating long-term financial success.

In this continuation of their beginner investing series, Darrin and financial expert Maurice Shabazz dive deeper into the strategies and decision-making skills every new investor needs to build long-term wealth. Picking up exactly where the previous episode left off, the two break down dollar-cost averaging, explore the difference between long-term investing and short-term trading, and discuss why research and risk management matter more than chasing quick profits. From understanding options tra...