Welcome to Financial State of Minds!

Episodes

May 4, 2026

Good Debt vs Bad Debt: What You Need to Know Before You B

Darrin and Maurice Shabazz break down the difference between good debt and bad debt, explaining how credit can be used as a tool to build wealth or become a financial burden. Learn how to make smarter borrowing decisions and ...

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April 27, 2026

Are Credit Scores a Form of Economic Control? Understanding the System

Darrin, Maurice Shabazz, and Cash “The Motivator” Wilson discuss whether credit scores are a form of economic control. They break down how lenders evaluate borrowers, why some loans are easier to obtain, and how financial lit...

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April 20, 2026

Side Hustles You Can Start for Under $500 (And How to Use AI to Scale…

Darrin and Maurice Shabazz break down side hustles you can start for under $500 and how to use AI to build and scale them. From content creation to consulting and marketing, this episode highlights practical business ideas an...

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April 13, 2026

What Happens After Financial Freedom? (The Truth About “F You Money”)

Darrin and Maurice Shabazz continue their discussion on financial freedom by exploring what happens after you reach your financial freedom number. From “F You money” to giving back and building legacy, this episode focuses on...

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April 6, 2026

What Is Your Financial Freedom Number? (And How to Reach I

Darrin and Maurice Shabazz break down the concept of the financial freedom number — the amount of money you need so you no longer have to work. Learn how to calculate your number, why it matters, and the strategies you can us...

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March 30, 2026

Speaking Financial Literacy Into the Next Generation (Black Student S…

Darrin and Maurice Shabazz reflect on their experience speaking at the Black Student Organization Summit at Pittsburg High School. They discuss student reactions, key lessons, and why teaching financial literacy early can cre...

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March 23, 2026

How Banks Work (And How They Make Money Off You)

Darrin and Maurice Shabazz break down how banks work and how they make money from their customers. From fees and lending to credit card partnerships and investing your deposits, this episode explains the hidden mechanics behi...

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March 16, 2026

Physical vs Digital Assets: What Actually Holds Value? | with Maurice…

Darrin and Maurice Shabazz debate the pros and cons of physical and digital assets. From real estate and tangible investments to cryptocurrency and digital businesses, the two financial experts break down how each asset type ...

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March 2, 2026

How to Invest When You’re Broke (Yes, It’s Possible) | with Maurice S…

Darrin and Maurice Shabazz break down how to start investing even if you feel broke. From investing as little as $50 a month using beginner-friendly platforms like Acorns to understanding compounding and building strong finan...

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Feb. 23, 2026

From Section 8 to Homeowner: How Keashia Renee Bought Her First Prope…

Darrin sits down with therapist and friend Keashia Renee to discuss how she went from Section 8 housing to becoming a homeowner in California as a single African-American mother. They break down mindset, qualification, saving...

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Feb. 9, 2026

Money, Marriage, and Independence: A Candid Conversation with Kenya A…

Darrin welcomes back Kenya Aissa for a candid and insightful conversation about her new book, Independent Wife: Reclaiming Your Power, Passion, and Pleasure. The two discuss why many married women feel unfulfilled, the real r...

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Feb. 2, 2026

Building Black Economic Power: Community, Entrepreneurship, and Colle…

Darrin is joined by Maurice Shabazz and Wesley Alexander, owner of CoBiz Richmond, for a powerful discussion on Black entrepreneurship, economic empowerment, and community responsibility. The three explore why safe spaces for...

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Jan. 26, 2026

From Faith to Finance: Entrepreneurship, Life Insurance, and Investin…

Darrin sits down with insurance broker and author Will Brown for a wide-ranging conversation on entrepreneurship, faith, finance, and investing. The two discuss Will’s journey from the legal industry to writing Christian-insp...

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Jan. 19, 2026

Entrepreneurial Mindset, Friendship, and Navigating Business with a D…

Darrin sits down with his “adopted” sister and close friend Stephanie Riddell for a personal and insightful conversation about entrepreneurship, mindset, and resilience. Drawing from their shared experience in the legal sales...

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Jan. 12, 2026

Real vs. Fake Millionaires: The Truth About Wealth, Mindset, and Fina…

Darrin is joined by financial expert Maurice Shabazz for a powerful conversation on real versus fake millionaires. The two break down how social media has distorted perceptions of wealth, the differences in mindset and behavi...

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Jan. 5, 2026

The Realities of Entrepreneurship: Challenges, Mindset, and Wearing E…

Darrin welcomes back Maurice Shabazz for an honest conversation about the real challenges of entrepreneurship. The two break down the differences between working a W-2 job and owning a business, the many hats solo entrepreneu...

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Jan. 1, 2026

Untitled EpisoCredit, Investing, and Building Wealth: A Conversation …

Darrin sits down with Colombian American entrepreneur and investor Jimmy Rios for an in-depth conversation on debt, credit, investing, and building wealth. The two discuss personal and business credit, market investing, “alb...

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Dec. 8, 2025

Investing for Beginners (Part 2): Strategies, Risk, and Smart Decisio…

In this continuation of their beginner investing series, Darrin and financial expert Maurice Shabazz dive deeper into the strategies and decision-making skills every new investor needs to build long-term wealth. Picking up ex...

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Dec. 1, 2025

Investing for Beginners: A Simple Guide to Getting Started (with Maur…

Episode Summary In this episode, Darrin reunites with financial expert Maurice Shabazz to create a clear, simple, and realistic beginner’s guide to investing in 2025. The two break down exactly what someone needs to have in p...

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Nov. 24, 2025

A Guide to Navigating Disability: Preparing, Adapting, and Re-Enterin…

In this deeply personal and informative solo episode, Darrin offers a practical, compassionate A-to-Z guide for navigating the journey of becoming disabled — whether you’re preparing for the possibility, recently disabled, or...

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Nov. 17, 2025

The Disability Tax: Financial Realities of Living with a Disability (…

In this deeply personal and informative episode, Darrin sits down with financial expert Maurice Shabazz to unpack the concept of “The Disability Tax” — the financial burden that often falls on individuals living with disabili...

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Nov. 7, 2025

Building Business Credit: How to Fund and Grow Your Business (with Ma…

In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a full breakdown of business credit — what it is, how it works, and how to build it from the ground up. The two explain how business credit...

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Nov. 3, 2025

Mastering Credit: How to Understand, Improve, and Repair Your Credit …

In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a deep dive into one of the most important topics in personal finance — credit. Together, the two break down how credit works, what the cre...

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Oct. 22, 2025

Habits That Stand the Test of Time: More Money Talk with Liam Foley

I n this candid and wide-ranging conversation, Darrin welcomes back Liam Foley for another thoughtful discussion about financial habits, life lessons, and generational perspectives on money. Liam asks Darrin what he would tea...

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