Episodes

67
Dec. 1, 2025

Investing for Beginners: A Simple Guide to Getting Started (with Maurice Shabazz)

Episode Summary In this episode, Darrin reunites with financial expert Maurice Shabazz to create a clear, simple, and realistic beginner’s guide to investing in 2025. The two break down exactly what someone needs to have in place before they start investing, including financial stability, an emergency fund, healthy budgeting habits, and a clear long-term objective. From there, they walk listeners through the most common investment options available today — including stocks, real estate, index fu...
66
Nov. 24, 2025

A Guide to Navigating Disability: Preparing, Adapting, and Re-Entering Life After Becoming Disabled*

In this deeply personal and informative solo episode, Darrin offers a practical, compassionate A-to-Z guide for navigating the journey of becoming disabled — whether you’re preparing for the possibility, recently disabled, or supporting someone who is. Drawing directly from his own real-life experience as a **legally blind American**, Darrin walks listeners through the **emotional, financial, and logistical steps** required to adapt to life with a disability. He shares the organizations that su...
65
Nov. 17, 2025

The Disability Tax: Financial Realities of Living with a Disability (with Maurice Shabazz)

In this deeply personal and informative episode, Darrin sits down with financial expert Maurice Shabazz to unpack the concept of “The Disability Tax” — the financial burden that often falls on individuals living with disabilities. Drawing from his own experiences as a legally blind financial coach, Darrin shares real examples of the hidden costs that come with navigating daily life as a disabled American. The conversation dives into how Social Security Disability benefits and the Department of R...
64
Nov. 7, 2025

Building Business Credit: How to Fund and Grow Your Business (with Maurice Shabazz)

In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a full breakdown of business credit — what it is, how it works, and how to build it from the ground up. The two explain how business credit differs from personal credit, why it’s so important for entrepreneurs, and how it impacts your ability to get business credit cards, loans, and funding opportunities. They also answer common questions about trade lines, business loan types, and credit limits, giving listene...
63
Nov. 3, 2025

Mastering Credit: How to Understand, Improve, and Repair Your Credit (with Maurice Shabazz)

In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a deep dive into one of the most important topics in personal finance — credit. Together, the two break down how credit works, what the credit system looks at, and why your score matters more than most people realize. They explain the key components of credit, how lenders use your credit report, and what steps you can take to improve or repair your score — no matter where you’re starting from. This episode serv...
58
Oct. 22, 2025

Habits That Stand the Test of Time: More Money Talk with Liam Foley

In this candid and wide-ranging conversation, Darrin welcomes back Liam Foley for another thoughtful discussion about financial habits, life lessons, and generational perspectives on money. Liam asks Darrin what he would teach in schools if financial education were required, sparking a meaningful conversation about living within your means, understanding wants vs. needs, patience, work ethic, and setting long-term goals. Together, they also explore how social media and constant advertising shape...
60
Oct. 14, 2025

Money Habits the Financially Free Practice: Mindsets & Habits that Build Wealth

In this inspiring solo episode, Darrin explores the mindset-based money habits that financially free people live by. True financial freedom isn’t just about numbers — it’s about how you think, act, and stay consistent with your goals. Darrin breaks down powerful habits like staying patient, being goal-oriented, taking responsibility for your finances, investing in yourself, and accepting imperfection. Through practical examples and real talk, he shows listeners that financial freedom is built th...
61
Oct. 14, 2025

Money Habits That Keep People Broke (with Maurice Shabazz)

n this honest and eye-opening discussion, Darrin welcomes back financial expert Maurice Shabazz to talk about the money habits that keep people broke. Drawing from their years of experience coaching clients, the two break down the behaviors, beliefs, and bad habits that sabotage financial progress — from lack of financial awareness and consumer spending to not investing in yourself. They also discuss how building the habit of investing — whether that means money, time, or education — is one of t...
59
Sept. 15, 2025

Credit Repair with Maurice Shabazz: Lessons, Mindset, and Best Practices

In this powerful episode, Darrin is joined by Maurice Shabazz, a personal and business financial expert with over 20 years of experience. Maurice shares his journey in personal finance and business while offering practical advice on credit repair, financial resilience, and mindset. Maurice discuss his experiences helping clients rebuild credit through major events like the 2008 financial crisis and the COVID-19 pandemic. Listeners will learn not only the best practices for repairing and maintain...
62
Sept. 15, 2025

Preparing for Long-Term Senior Care with Jocelyn Jasper

In this episode, Darrin is joined by Jocelyn Jasper, a senior placement specialist and agency owner, to discuss the critical topic of preparing yourself and your loved ones for long-term senior care. Jocelyn shares her personal journey as a caregiver — including caring for her grandmother and other family members — and how that experience led her to a career helping families navigate senior care. She explains the role of a senior placement specialist, breaks down the different types of care faci...
55
Aug. 19, 2025

Living With a Disability and Finding Financial Strength

n this deeply personal solo episode, Darrin opens up about his journey with glaucoma and the impact of vision loss on both his life and his finances. He shares the story of how he first discovered his condition, the challenges that came with learning to navigate life with a disability, and the very real financial implications that many people with disabilities face. From the extra expenses often called the “disability tax” to the adjustments in career and financial planning, Darrin illustrates ...
52
Aug. 12, 2025

Real Money Talk with Liam: Money, Mindset & Making Progress

In this candid and wide-ranging conversation, Darrin sits down with his longtime friend Liam for an open, real-world discussion on money, mindset, and the struggle to find financial stability in today’s world. Liam, who is not a financial expert, represents the average working adult—navigating life, bills, goals, and uncertainty. Through storytelling, humor, and vulnerability, the two explore everything from childhood money beliefs to current financial pressures, touching on the emotional side o...
32
Sept. 14, 2023

Money, Mental Health, and Self-Care with Demarvelous Carter

In this moving interview, Darrin sits down with Demarvelous Carter, audio producer and co-owner of Infinite Audio, to explore the powerful connections between life challenges, mental health, and money. Demarvelous shares how his mother shaped his outlook and inspired him to live up to his unique name. Together, he and Darrin reflect on the life challenges they’ve faced, how therapy and self-care have helped them heal, and the way financial struggles can directly impact mental health — and vice versa. This conversation is raw, personal, and full of insights on how resilience, self-care, and perspective can change the way we approach both life and money.
31
Sept. 14, 2023

Credit-Building with Installment Accounts: Brigit, Self, and Kickoff

In this solo follow-up episode, Darrin continues the conversation about credit-building tools — this time focusing on installment accounts. He breaks down three services — Brigit, Self, and Kikoff — explaining how they work, why installment accounts matter, and how they can help listeners repair or grow their credit scores. This episode is perfect for anyone looking for practical, beginner-friendly ways to improve their credit and better understand how installment credit impacts their financial health.
30
Aug. 24, 2023

3 Credit-Building Products to Repair and Improve Your Credit Score

In this solo episode, Darrin focuses on one of the most practical ways to rebuild credit: credit-building products and accounts. He breaks down three specific services — Extra, Chime, and Virgo — and explains how each one works to improve your credit score. This episode is designed for anyone with a low score who wants simple, actionable solutions to start repairing their credit today.
29
Aug. 3, 2023

Financial Literacy, Family, and Culture with Anthony Walker

In this powerful interview episode, Darrin sits down with fellow financial coach Anthony Walker to talk about his journey into financial coaching, why he chose to focus on families and children, and how he’s spreading financial literacy through his own children’s book. Together, they dive into the importance of building financial security within the African-American community, sharing both personal experiences and practical advice for families who want to set themselves up for success.
28
July 27, 2023

How to Fix Your Credit Score and Rebuild Your Financial Future

In this solo episode, Darrin tackles one of the most common financial struggles: credit repair. With an informative yet motivational approach, he breaks down practical steps anyone can take to improve their credit score and start building a stronger financial future. From boosting income and reducing expenses to disputing errors on your credit report and using credit-building products, this episode is packed with actionable advice for anyone feeling stuck in debt or worried about their credit.
27
July 27, 2023

Financial State of Minds Episode 27

Featuring Darrin Harvey
26
July 27, 2023

Setting Up Your Business for Credit and Lending Success

In this solo episode, Darrin walks listeners through the process of properly setting up a business to maximize access to business credit and lending opportunities. He explains why forming your business correctly matters, how the industry you choose can impact lending decisions, and why personal credit still plays a role when you’re starting out. Darrin also shares strategies for leveraging personal credit to secure business credit cards and build a strong financial foundation for your business.
25
June 8, 2023

Financial States of Minds Episode 25

Featuring Darrin Harvey
24
May 20, 2023

Side Hustles That Can Grow Into Full-Time Businesses

In this solo episode, Darrin explores the exciting world of side hustles and how small ideas can grow into full-time businesses. He breaks down four side hustle opportunities — pet sitting, coaching/consulting, drop shipping & Amazon stores, and handyman services — explaining why they’re great starting points and how they can be scaled into thriving businesses. This episode is designed to motivate and inform anyone looking to earn extra income, explore entrepreneurship, or take the leap into running their own business.
23
May 20, 2023

Financial State of Minds Episode 23

Featuring Darrin Harvey
22
May 20, 2023

Top 5 Credit Cards for Building Credit (For Scores Under 700)

In this solo episode, Darrin shares his top recommendations for credit cards designed for people with credit scores under 700. He explains the difference between secured and unsecured credit cards, and why choosing the right one can make all the difference when starting or rebuilding credit. He reviews five beginner-friendly cards — including Discover It, Capital One Quicksilver, Bank of America Cash Rewards, Patelco Points Rewards, and the Bilt Mastercard — and breaks down their perks, advantages, and who they’re best for.
21
May 20, 2023

Inflation, Layoffs, and How to Prepare: A 2023 Financial Update

In this solo current-news style episode, Darrin breaks down the state of the economy in spring 2023, focusing on two key topics: inflation and layoffs. He shares up-to-date statistics on rising prices and employment trends, then shifts to practical advice on how listeners can protect themselves financially in uncertain times. From building an emergency fund to preparing mentally and financially for potential layoffs, this episode blends news, context, and actionable steps.