June 1, 2024
Credit Myths and Misconceptions: What’s Fact and What’s Fiction?
In this solo episode, Darrin tackles some of the most common myths, rumors, and misinformation around credit and personal finances.
From the idea of a mysterious “credit card blacklist” to whether taxes or income affect your credit score, Darrin breaks down what’s true, what’s false, and what you actually need to know. Along the way, he shares his own perspective to help listeners separate fact from fiction and build a stronger understanding of credit.
In this episode, you’ll learn:
- Whether a “credit card blacklist” really exists
- If unpaid taxes affect your credit score
- How state infractions or tickets show up on credit reports
- Whether your income impacts your credit score
- Other common credit myths — explained and clarified
