Retirement 101: How to Plan, Save, and Secure Your Future
In this solo episode, Darrin breaks down everything you need to know about retirement planning. He explains the different types of retirement accounts — including 401(k)s, IRAs, and Roth IRAs — and how each one fits into building long-term wealth.
Darrin also unpacks the role of Social Security, sharing important stats about its future and what it can realistically provide. Beyond the mechanics, he gives actionable advice on how listeners can start preparing for retirement now, regardless of their age or income.
Whether you’re just starting your career or already mid-way through, this episode provides the tools and mindset you need to secure your financial future.
In this episode, you’ll learn:
- The basics of retirement planning and why it matters
- Key retirement account options:
- ✅ 401(k)
- ✅ Traditional IRA
- ✅ Roth IRA
- ✅ Other options
- The pros and cons of each account type
- How Social Security fits into your retirement plan
- Stats on retirement savings and what they mean for you
- Actionable steps to start preparing today
💡 Key Takeaways
- Retirement planning is for everyone. The earlier you start, the easier it becomes.
- Understand your account options. Each retirement account has unique tax benefits and rules.
- Social Security is not enough. It’s one piece of the puzzle, not the full picture.
- Stats don’t lie. Many Americans are underprepared — but you don’t have to be.
Action beats worry. Start saving and planning now, even if it’s a small amount.
